irement security is a hot topic! But what’s the difference between pension and retirement allowance? 🤔 Pension refers to the regular payments provided by the government or an employer after you retire, often based on your work history and contributions. It’s like a safety net ensuring basic living needs. 💼

On the other hand, retirement allowance is usually extra money given by employers as part of your compensation package. It might come from savings plans or profit-sharing schemes. Think of it as a bonus for years of service. 💸

So, who can you rely on for retirement? The answer lies in planning ahead. Combine both pension and personal savings to build a comfortable future. 🏡💰 Remember,养老不仅仅是依靠国家或单位，更需要个人的努力与规划！💪

养老 退休金 未来计划